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TV Recipes Access hundreds of thousands of recipes that are healthy and easy to make. Get full nutrition info for every recipe and track with one click! Asian Chicken Salad Visit SparkRecipes. Reply Create A New Topic Subscribe to this Discussion. FPU is how I became debt free, so I am partial to it, strongly. Cannot recommend it enough. Quality of life, and your personal freedom, depends upon what happens in the space between stimulus and response. Thanks for the input!

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It was great and I definitely want to take the FP class, but am waiting for it to be offered at my church. They are working on the arrangements right now. In the meantime, my husband and I have started the TMM as a primer. Thanks again, your response was very enlightening. What you're asking about is like the difference between Heinz 57 and Heinz ketchup - both great on burgers. TMMO and FPU are both great on personal finance: You've gotten lots of answers and I like them!

Dave teaches the class on DVD and then there are discussions among the people taking FPU. TMMO is much like sparkpeople where you get the interaction, you get access to the radio show podcasts all three hours, available usually after 4p ET the same day.

GREAT people on there, but they will speak the truth in love - regardless of whether it hurts your feelings or not. There are some warriors on that site, I tell you what!!!

If I were you, I would take the online community here SPs Dave Ramsey Fans and go take FPU at your nearby location. You'll also have people who you see on a regular basis that will help you find solutions in your local area and hold you accountable at whatever level you want to do that accountability thing.

I have two couples who I lean on for my own situation and being accountable.

They are TREASURE to me!!!! With that kind of financial turnaround, you then have more options about joining TMMO boards or not. This is just my own two cents. I don't think you can go wrong with either option, you just need to decide which works best for you.

If you're purely asking about the two books - The Total Money Makeover TMMO and Financial Peace Revisited FPrev are based on exactly the same principles. FPrev was Dave's first book that he wrote as he was losing everything and going into bankruptcy.

TMMO is more recent and has more success stories on the pages of the book. I find TMMO a little more "new user friendly" and FPrev great for follow up reading along with More Than Enough.

Keep up the Gazelle Intensity! Live like no one else, so later you can LIVE like no one else "No man in the wrong can stand up to a man in the right who keeps on a-comin. I have read several of Dave's books, but have not attended the class.

My husband does not want to participate in the program, so it is tough. We are working with saving, not spending,we have gotten out of debt due to an inheritance Don't wish to do it this way, people! I realize this is sort of off-thread. But this is why I can't really say which is better!

Thanks for the info. We have started the TMM. Our church usually hosts the FP.

We hope to take it eventually. Good luck with your goals. We have a long road ahead of us. And honestly I recommend both. But if you can only do one, then it boils down to what stage you are at and what goals you have, in my humble opinion.

TMMO was what we really needed in babysteps one and two. The online community was really helpful in spurring us on in our gazelle intensity. The forums provided a place to post our budget, get ideas for frugal living and just a ton of day by day sometimes hourly inspiration.

Once we were almost out of debt we took FPU just finished it this week and that's been awesome for my husband and I in giving us vision for the next steps and really digging in deeper as we began babystep 3.

Total Money Makeover (TMMO) Chat! - Page 0 | SparkPeople

I did not realize that! What are some of the perks, if you don't mind describing them for me.

I haven't read TMM but I am in the FPU class right now I'm actually doing it at home with DVDs but I noticed that there is a difference with the websites. There are extra perks on the TMM website that you don't get with FPU. I believe in overdressing.

I believe in primping at leisure and wearing lipstick. I believe in pink. I believe that laughter is the best calorie burner. I believe in kissing. I believe that happy girls are the prettiest girls. I believe that tomorrow is another day and I believe in miracles. It means that you've decided to look beyond the imperfections". I have done both. The class was great. TMM gives a good overview, and mainly deals with just getting out of debt.

FP does that plus has great info on how to invest, spend money wisely, and being in a room with several people have the same goal really makes an impact. I also feel the class gives you that gazelle intensity to get out of debt.

Another nice thing about the class is that once you pay for the class you and your spouse can attend the 13 week class for free as a refresher. I bought TMM, then my SIL bought FP and I borrowed the DVDs from her. TMM gives you an overview, and FP is a more intense series of classes.

You can definitely get started with TMM. One stumble does not a failure make.

He is definitely going to attend the class, whether it is online or in a classroom setting. Just the programs themselves. My husband and I want to do one, but we are not sure what the difference is in the two. If you are talking abou take Financial Peace University Classes then definatley go for it. TMM is the begining and FPU includes everything that TMM has in it. Good luck and God bless.

If you go to the classes make sure your spouse goes with you. Hard to get spouse on the same page if they don't have the same level of commitment that you do. I read TMM and it was a revelation!

Does anyone know if it contains the same principles as FP? Do you mean which books to buy, or what? I read them both.

Any experience with Dave Ramsey's financial counselors? [Archive] - Straight Dope Message Board

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